According to the social insurance Crime Bureau (NICB), and therefore the l. a. local department, motorcar insurance fraud and staged accidents are on the increase in Southern California.
The NICB says staged accidents are conducted by organized teams — operating in groups and infrequently victimization multiple vehicles and drivers at a time — to lure unknowing drivers into forking cash over to get damages, and to swindle insurance corporations by filing pretend injury claims ensuing from the fallacious fender-benders.
The problem is especially chronic in l. a. , that is “the staged motorcar accident capital of the U.S.,” aforesaid urban centre Kincaid of the California Department of Insurance. “Because of the sheer volume of cars, and therefore the density of the traffic, this can be ground zero.”
LAPD Detective port of entry subverter, WHO works within the motorcar fraud unit of the department’s business crimes division, says the criminals go after a precise quite victim: old, well-dressed, used and driving a pleasant automobile that's possible to be insured.
Guevara is conjointly aforesaid that police ar seeing a rise in staged accidents on freeways. The reason? “No cameras,” subverter aforesaid. “These days, there are cameras on each carrefour — within the package store, outside the marijuana clinic. that produces it easier to induce tape that shows fraud. On the throughway, there’s no tape.”
So, what's the NICB and therefore the LAPD doing to combat the increase of staged accidents in Los Angeles? They created a series of videos. Together, the NICB and therefore the LAPD made four videos showcasing reenactments of typical automobile accident scams:
• Swoop and Squat – sometimes involves 3 cars that are a part of the staged accident ring. the primary 2 cars can pass the unsuspecting driver and can quickly manoeuver or “swoop” into the lane ahead of them. The second automobile can then hit their breaks, whereas a 3rd automobile can pull aboard the victim to stop them from dynamic lanes. This causes the victim to hit the automobile ahead of them, sometimes crammed with multiple passengers, all of whom can claim injuries. The victim is typically likely guilty for not keeping a secure distance and ramming into the opposite automobile. this can be the foremost ofttimes seen insurance scam.
• Curb drive down – This involves Associate in Nursing unsuspecting driver withdrawal method from the curb, whereas an automobile loaded with passengers changes lanes at the last second, deliberately flaming into the unsuspecting driver.
• Four vehicles fraud – this state of affairs sometimes involves four cars and 6-10 drivers WHO ar all concerned within the theme. the primary automobile, the lookout vehicle, involves stopping at Associate in Nursing off-ramp, ensuring there are not any witnesses around. The lookout then leaves, and therefore the second automobile involves Associate in Nursing abrupt stop, ensuring the third automobile hits them. The last automobile, sometimes a van or SUV, is occupied with passengers WHO then get into the broken vehicles. when unloading passengers, the fourth vehicle leaves, going solely the 2 cars concerned within the accident behind. The passengers can all claim injuries.
• Left lane fraud –as the victim makes a left flip, the opposite driver conjointly makes a left flip, and deliberately veers into the victim’s lane, flaming into them. This scam involves a witness WHO handily stands within the corner of the intersection, and can tell police the within driver modified lanes, at was guilty.
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